Invested through	Triodos Microfinance Fund Triodos Fair Share Fund Triodos Multi Impact Fund Triodos Impact Strategy Fund - Defensive Triodos Impact Strategy Fund - Balanced Triodos Impact Strategy Fund - Offensive Triodos Impact Strategy Fund - Dynamic
Asset Classes	Private debt
Impact strategy	Financial Inclusion
Aligned with SDGs

Modalku is an innovative and mission-driven fintech company in Indonesia focused on serving the needs of micro, small and medium-sized enterprises (MSMEs). Established in 2016, Modalku connects MSMEs with retail and institutional lenders through a digital peer-to-peer (P2P) lending platform, harnassing technology and big data to provide working capital loans at competitive rates.

Modalku also operates in Singapore and Malaysia, under the name Funding Societies.

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The purpose of this tool is to inform investors about the type of investments and their potential sustainability impact. The information in the tool is of a general nature and does not constitute an opinion of Triodos Investment Management of the financial instrument. Therefore, the tool is not intended and should not be construed as an offer, invitation or general solicitation to buy, sell or dispose of any investment, to engage in any other transaction or to provide any investment advice or investment recommendation.

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The SDGs mentioned in the company sections are linked to the (main) transition theme that the company contributes to, not directly to its products or services. Refer to the Sustainability Annex in the prospectus for more information.

All investments carry risk and all investment decisions of an individual remain the responsibility of the individual. Past or estimated results are no guarantee or indication of future results. Triodos Investment Management does not accept any liability for any losses.

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